Obinna Ezugwu
Zedvance Finance Limited, a provider of consumer and business financing solutions in Nigeria, says it has disbursed more than ₦96 billion in funding to support commercial businesses across the country, reinforcing its position beyond retail lending and strengthening its commitment to bridging the financing gap for enterprises.
The company said the funding, delivered through its Commercial Solutions business launched in 2025, has helped expand credit access for businesses and support enterprise growth across multiple sectors of the economy.
Leveraging its 11-year operational experience, Zedvance noted that the Commercial Solutions unit has, within its first year, emerged as a key driver of credit expansion, recording one of the highest loan disbursement rates among financial institutions while supporting thousands of local enterprises.
The financing has supported businesses in sectors such as oil and gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution value chains and agribusiness.
Through offerings including working capital financing, invoice and purchase order financing, equipment and trade finance, as well as ecosystem-based solutions, Zedvance said it provides businesses with access to liquidity. The facilities also support buy-now-pay-later providers, asset acquisition and cross-border credit lines for import and export activities.
Speaking on the initiative, Group Managing Director of Zedcrest Group, Adedayo Amzat, said Zedvance operates a model designed to bridge financing gaps and support enterprise growth.
“We are proud of our accomplishments so far, especially the impact we’ve made in sectors that are critical to economic development. For instance, through solar and asset on-lending, we have helped expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria.
“Because our customers are at the heart of our business, we intentionally designed our flagship product, Liquidity Solutions, to enable faster credit delivery across high-growth sectors. This has proven impactful as our clients continue to record significant successes,” Amzat said.
He explained that Liquidity Solutions offers tailored financing structures such as inventory purchase, invoice financing and import financing, enabling businesses to optimise cash flow, accelerate turnover and scale operations.
Also commenting, Acting Executive Director, Commercial Solutions at Zedvance, Ayooluwa Oladimeji, said the company leverages technology, product innovation, sector expertise and risk-moderated structures to deploy a range of funding solutions.
According to him, these include multi-currency credit lines, buy-now-pay-later facilities and equipment financing across sectors such as automotive, renewable energy, manufacturing, fintech and trade distribution.
“In 2025 alone, Zedvance Commercial Solutions recorded significant growth, driven by strong partnerships and a rapidly expanding portfolio. We have supported a range of businesses including Shekel Mobility, Tradegrid, Sapphire and CredPal, among other ecosystem partners.
“Beyond these successes, our focus remains on strengthening credit access across Africa’s commercial ecosystems to enable businesses scale with confidence and resilience,” he said.
Building on its current momentum, the company said it is targeting over ₦250 billion in funding across key economic sectors in 2026. These include off-grid power, smart devices and home equipment, vehicle dealerships and mobility platforms, agribusiness, manufacturing, consumer and industrial goods distribution as well as hospitality.
Zedvance said the planned expansion aligns with its mission to accelerate enterprise growth by providing faster and broader access to credit across Africa.
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